Brokers I trust, so you don't have to guess
These are the mortgage brokers I have worked with personally and trust to take care of my clients. I'm sharing them here so you can compare options and find the right fit for your situation, whether you're buying your first home, refinancing, or investing in real estate.
Reach out to whoever feels like the best match for you, and let them handle the numbers.
An honest note
I do not receive a referral fee or any compensation from these brokers. I recommend them because I have worked with them personally. Please confirm rates, terms and arrangements directly with the broker. No rates or approvals are promised here.
M2 Mortgage Team
Melissa Pereira and Monica Falco · Capital Home Lending
Monica Falco is the founder of M2 Mortgage Team with Verico Capital Home Lending. Together, the duo brings over 20 years of combined experience and has funded more than $300M in mortgages for clients across Canada.
Other trusted teams across Ontario
Nicole Farrugia
Vine Group / MortgageEase · Toronto
Nicole is a mortgage broker with Vine Group (Licence 13511) and founder of MortgageEase. She spent nearly two decades in legal and operations roles at Bay Street law firms before moving into mortgages, and she has been named Best Mortgage Broker Toronto in the Canadian Choice Awards.
April Williams and June Psarros
Mortgages With April and June · Sharon, ON
April and June are a mortgage team known for making the mortgage process fast, easy and informed. They are winners of the Readers' Choice Best of the Diamonds awards for mortgage services in York region, and their motto is working for you, not the banks.
Charles Kayitaba
Mortgage Architects · Mississauga
Charles is a mortgage agent level 2 (Licence M20000934) with Mortgage Architects. He is investor-minded, fluent in English and French, and has access to 100+ lenders across Canada.
Questions to ask a mortgage broker
A good broker will welcome these questions. Here are the ones I tell my clients to ask, so you walk into the conversation feeling prepared.
What rates can you get me, and how do they compare to what else is out there?
Which lenders do you work with?
Are there any fees or penalties I should know about?
How long does a pre-approval take?
What documents will I need to get started?
Do you specialize in my situation, like first-time buying, self-employment or investing?
Send me a note, I'll point you in the right direction
I've worked with each of these brokers personally, so I can help you figure out who to call first based on your situation. No pressure, just a straight answer. We'll talk soon.